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| Ongoing medical and benefits | |
| Low morale and high absenteeism | |
| Increased turnover (and hiring/training costs) | |
| Rising drug and alcohol abuse | |
| Skyrocketing workers' compensation costs | |
| Bad publicity and community relations | |
| Costly, complicated litigation | |
| Spiraling productivity | |
| 9/11 Attacks (200+ companies in NYC, Washington DC) | |
| Oklahoma City bombing | Hurricane Andrew (23 companies) |
| LA & San Francisco earthquakes | 1993 World Trade Center bombing |
| Commercial/Business airplane crashes | Workplace shootings |
| Hurricane Iniki (Hawaii) | Kidnap & ransom cases |
| Industrial accidents | Business airplane crashes |
| Hundreds of armed robberies | Assaults on employees/customers |
| School/university violent situations | Natural disasters |
| Threats of violence | |